- What — monthly stock paper: stock, debtors, creditors, insurance, and draw amount.
- Why useful — stop rebuilding the same Excel every month; see draw power before you file.
- Who — firms with cash credit or overdraft that must file stock each month.
- When — every month before the bank due date.
- What to click — Fill below, then buy (Year Pack recommended).
How does a monthly stock statement set drawing power?
Banks recompute drawing power from stock, debtors and creditors each statement month, then apply margins in your sanction letter. This tool builds the bank-style stock pack; the free drawing-power calculator shows an illustration. Working-capital monitoring sits under bank rules overseen by the Reserve Bank of India (checked 28 Oct 2026). The bank decides.
Pack version follows your sanction margins — not a substitute for the bank’s own format · checked 28 Oct 2026
Preview free · Year Pack ₹2,999 (recommended)
Free: live drawing-power preview + sample stock PDF. Paid: Year Pack ₹2,999 (recommended · ~12 months) or month-file ₹199. Not a subscription. Working-capital rules: RBI.
Download sample PDF Sign in with Google to buy · ₹2,999 Need CMA for renewal?
Stock statement vs drawing power tool
| Need | Tool | Price |
|---|---|---|
| Quick draw check | Drawing power | Free |
| Monthly stock paper for the bank | This stock statement | ₹199 / ₹2,999 |
- Paid stock after creditors
- —
- DP from stock
- —
- DP from eligible debtors
- —
- Capped at sanction
- —
- Outstanding vs DP
- —
Formula jr-stock-stock papers-dp-1.0.0 · paid-stock-first · bank decides
Checks before paid PDF
Account — Sign in with Google
Paid pack
Recommended for CFOs who file every month: Year Pack ₹2,999 — one-time year pack for ~12 months. Entry: ₹199 for a single month-file. Not a Razorpay subscription.
Column map (common bank layouts)
JR Part A qty/value columns map to typical PNB / SBI / BoB stock stock papers item rows. Part B ageing maps to book-debt schedules. Part D maps to insurance certificates. We do not brand this SKU as a trademarked bank form number — paste into your bank’s sheet if they insist on a named proforma.
Written and reviewed by CA Jitendraa Rathi, Chartered Accountant (CA membership number 217936) · Ex-banker, 20 years of experience in credit and lending · LinkedInLast reviewed · Expert review: CA Jitendraa Rathi (ICAI 217936)
Frequently asked questions
What is a stock statement format for bank cash credit?
The monthly stock paper banks want for a cash credit limit — stock, money customers owe you, creditors, insurance, and how much you can draw. This tool builds that pack.
How do I make a stock statement for CC online?
Enter facility, stock lines, debtors and creditors. See drawing power free. Clean PDF and spreadsheet: Year Pack ₹2,999 (recommended) or ₹199 one month after Google sign-in.
How is this different from the free drawing power calculator?
Drawing power is a quick “how much can I draw” check. This stock statement builds the monthly paper banks file, with paid PDF/spreadsheet.
Do I still need CMA data with stock statements?
Often yes at renewal or enhancement. Monthly stock feeds drawing power; CMA is the yearly Forms I–VI forecast pack. Use this tool each month and the CMA data maker when the bank asks for the full money forecast.
What is free and what is paid?
Fill and see draw power free. Clean PDF and spreadsheet: Year Pack ₹2,999 (recommended) or ₹199 one month. Not a monthly auto-pay. For firms that must send a stock statement each month.