Advisory role
JR Loan Advisors, led by CA Jitendraa Rathi (CA membership number 217936), helps borrowers assess requirements, prepare documentation, structure facilities and approach banks and non-banking financial companies (NBFCs). We act on your behalf in this advisory capacity only.
No guarantee
Sanction, amount, interest rate, fees, security, covenants and disbursement timelines are decided solely by the lender. Past roles and experience described on this site do not guarantee any outcome.
Fees and remuneration
You may pay us a fee. We tell you the amount in writing before we start. Sometimes the bank also pays us. If it does, we tell you. Our lender recommendations are based on fit for your case.
Information on this website
Content — including interest rate, LTV, Fixed Obligation to Income Ratio (FOIR) and other ranges — is general and indicative, current to the best of our knowledge at the date shown, and may change with RBI regulations and lender policies. It is not financial, legal or tax advice. Calculators provide estimates only. Please read every sanction letter and Key Facts Statement issued by your lender before accepting.
Fraud warning
We never ask for OTPs, PINs, passwords, or upfront "processing" payments to personal accounts to secure a loan. Lender fees are paid only to the lender as per its sanction terms. If anyone asks otherwise in our name, report it to +91 94450 93336 and to the National Cyber Crime portal (cybercrime.gov.in / helpline 1930).
Third-party links
Links to RBI, ICAI and other sites are for reference; we are not responsible for their content.
Official sources: bank rates and rules change, so check RBI (repo rate and lending rules), RBI Sachet (check if a lender is registered).